denied loans

Still Denied: How Community Colleges Shortchange Students by Not Offering Federal Loans, an April 2011 report from The Project on Student Debt is an initiative of the Institute for College Access & Success, which works to make higher education more available and affordable for people of all backgrounds.

For the record, citizens don't need Federal loans: they need free college. Citizens used to have free high school and that could get you a job that provided for a family. Before that, and for most of US history, schooling wasn't related to a job for most people. Paying for a job isn't how it has been done in the past.

And it isn't clear  that we actually need the additional training of college for jobs. Gossip punditry usually attributes the need for college to problems with K-12 schooling. More schooling is needed to fix problems caused by schooling. Think it will work? Standards committees are not sitting around figuring out how to compress and improve and get K-12 into K-10 so everyone can garden and exercise more. The structure of mass schooling has become an unresponsive behemoth that has its own weird internal logic impervious to reality or even kids and their health and well-being. That's why the citizen movement of homeschooling sprang up and why it represents real change.

There isn't a jobs creation committee out there anticipating employment trends and making a focused plan. And if there was a committee like that, it would be staffed by the those at the top of the schooling pyramid (scheme) who would be just like the majority of academically-trained economists who didn't foresee the financial crisis. 
Sure, corporateers at retreats talk about what they anticipate and since they have pirated half the world's money, what they do affects us all. So people listen up if a corporateer says he's hiring XYZ and they try to do or be XYZ.  That's the current jobs plan. Schools weed people out and that helps, too.

All that said, we are all in the current dysfunctional situation and some young people want to go to school and can't get the loans other easily get. That's unfair.  And considering the generous loans extended to the banks that they parlayed into bigger salaries and speculative cash, it is strange that people who want to go to community college cannot get a loan to do so.  From the report:
About nine percent of community college students nationally – more than one million students in 31 states – are enrolled in colleges that summarily block their
students’ access to federal student loans.
In 12 states, more than 10 percent of community college students lack access to federal loans, and in eight states more than 20 percent lack access. 
Community college students’ access to federal student loans also varies considerably by race and ethnicity. African-American and Native-American community college students are the most likely to lack access.

This issue brief can be reproduced, with attribution, within the terms of this Creative Commons license.  This brief was researched and written by Debbie Cochrane and Laura Szabo-Kubitz.  Lauren Asher and Diane Cheng also made significant contributions.  The issue brief was designed by Shannon Gallegos.
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